💳 Loan Payment Calculator
Calculate your exact monthly payment for any loan.
per month
Total Paid
Total Interest
Principal
💳 Credit Card Payoff Calculator
See how long to pay off your balance — and how much interest you'll pay.
to pay off completely
Total Interest
Total Paid
Minimum Payment Cost*
📊 Debt-to-Income (DTI) Ratio
Lenders use DTI to evaluate your borrowing risk. Under 36% is healthy.
Monthly Debt
Max Debt (36% rule)
Headroom
❄️ Debt Payoff: Avalanche vs Snowball
Compare the two most popular debt payoff strategies on your actual numbers.
Avalanche Interest
Snowball Interest
You Save
⚖️ Loan Comparison Calculator
Compare two loan offers side-by-side. Which is actually cheaper?
Loan A Monthly / Total
Loan B Monthly / Total
Difference
🎓 Student Loan Payoff Calculator
Calculate monthly payments and total interest on your student loans.
per month
Payoff Date
Total Interest
Extra Payment Saves
📐 APR Calculator
Convert nominal rate to APR, or find the true cost of a loan with fees.
True APR (including fees)
Monthly Payment
Total Fees
Cost of Fees in Rate
🚗 Auto Loan Calculator
Calculate your car payment including taxes and trade-in value.
per month
Amount Financed
Total Interest
Total Cost
🔀 Debt Consolidation Calculator
See if rolling multiple debts into one consolidation loan saves money.
new monthly payment
Monthly Savings
Old Interest Total
New Interest Total
Net Savings
⚡ Extra Payment Calculator
How much time and interest do you save by paying extra each month?
sooner payoff
Interest Saved
Original Payoff
New Payoff
✅ How Much Can I Borrow?
Estimate your maximum loan amount based on income and existing debts.
estimated maximum loan
Available Monthly Payment
Conservative Estimate (28%)
Max Monthly Payment
📉 Rate Difference Calculator
See exactly how much a lower interest rate saves over the life of a loan.
total savings at the lower rate
Rate A Payment / Total Interest
Rate B Payment / Total Interest
Monthly Savings