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Retirement Calculators

Social Security, retirement readiness, RMD, pension value, and safe withdrawal rates.

🏠 Home πŸ’° Finance πŸ“ˆ Investment 🧾 Tax 🏑 Real Estate πŸ–οΈ Retirement
πŸ›οΈ Retirement Readiness

🎯 Retirement Savings Calculator

Find out if you're on track and how much you need to retire comfortably.

Retirement readiness
Savings Needed
Projected Savings
Gap / Surplus
Monthly Savings Required

πŸ“ 4% Rule Calculator

Apply the classic 4% safe withdrawal rate to determine sustainable retirement income.

Annual withdrawal (Year 1)
Monthly Income
Portfolio at Year 20
Portfolio at Year 30
Inflation-Adj. Income (Yr 20)

πŸ‡ΊπŸ‡Έ Social Security Estimator

Estimate your Social Security benefit and compare claiming at 62, 67, and 70.

Monthly benefit at Full Retirement Age (67)
Claim at 62 (reduced 30%)
Claim at 67 (full)
Claim at 70 (delayed 24%)
Break-Even Age (62 vs 70)

πŸ“‹ RMD Calculator

Calculate your Required Minimum Distribution from IRAs, 401ks, and retirement accounts.

Required distribution this year
Monthly Equivalent
Distribution Period
% of Account

πŸ—“οΈ When Can I Retire?

Find exactly when you can retire based on your savings, contributions, and target income.

Your earliest retirement age
Years Until Retirement
Target Portfolio
Projected Portfolio

πŸ›οΈ Pension Value Calculator

Calculate the lump-sum equivalent value of a defined-benefit pension income stream.

Estimated lump-sum equivalent
Annual Pension Income
Total Lifetime Payments
Years of Income
πŸ’Έ Income & Withdrawal Planning

πŸ’΅ Retirement Income Calculator

Build a complete picture of your retirement income from all sources.

Annual after-tax retirement income
Gross Income
Estimated Taxes
Monthly Take-Home

πŸ“œ Annuity Calculator

Calculate the value of an annuity β€” either its future value, present value, or payment amount.

Result
Total Payments
Total Interest

πŸ“‰ Sequence of Returns Risk

Compare good vs bad market sequences in early retirement and their impact on portfolio survival.

Best-case sequence β€” portfolio end value
Average return scenario
Bad sequence scenario
Withdrawal as % of portfolio